China's insurance giant is increasing technology investments with a view that AI's long-term potential remains intact as markets shift their focus from hype to fundamentals.
Apac insurers, less optimistic about the global economic environment compared to their global peers, are turning to private debt, external partnerships and AI to handle complex liabilities, a new BlackRock survey finds.
Regional head of risk, Ajit Lal, highlights how systemic geopolitical shocks, shifting interest rates and evolving regulations require a portfolio-wide approach to asset-liability matching.
The search for higher returns is pushing Japan’s life insurers into private debt and asset-based finance, but a lack of local knowledge means they are relying on foreign partners and subsidiaries to scale up safely.
Insurers and reinsurers across Apac are reshaping their portfolios to secure resilient yields while navigating ongoing geopolitical friction and policy uncertainty.
As structural shifts replace globalisation with regionalisation, insurers are adapting strategic allocations through stricter risk management and shorter investment tenors.
Asian insurers are moving beyond tactical hedging, using derivatives to manage volatility, enhance capital efficiency, and strengthen portfolio construction.